The real face of Pune’s property market: under-construction dreams, rising costs, and careful buyers. Visual for puneripages.in blog.
By Prashant for PuneriPages.in
Let me be honest with you — as someone who closely follows Pune’s real estate trends, this latest report from CREDAI really caught my eye. Pune, our very own city, has topped the list as the most affordable housing market in the country. Now, before we get carried away with pride, let’s unpack what this actually means and why this might be both a chance and a challenge.
Table of Contents
Pune: A City That Still Feels Livable
We’ve all heard our friends in Mumbai crib about sky-high rents and Bengaluru folks stuck in traffic for hours. Pune, in comparison, still gives us breathing space — both literally and financially. According to the CREDAI-Colliers-Liases Foras report, Pune has the lowest home loan burden, taking up only 26% of an average buyer’s income. That’s the best ratio among major cities.
Honestly, this isn’t shocking if you’ve been tracking property prices here. Whether you’re a first-time buyer in Wakad or looking to upgrade in Kharadi, the EMI-to-income ratio is still manageable. That’s saying something in 2025.
But Here’s the Catch
If you thought this affordability will last forever, think again. Property prices in Pune have been slowly rising — up 10% YoY. And demand? Still going strong. Thanks to IT jobs, students, startups, and yes, all those people moving from Mumbai for a better life.
The way I see it, we’re sitting on a ticking clock. Pune’s affordability is a temporary window. If you’re someone who’s been on the fence about buying, you might want to get off it.
Developers Have Their Moment Too
On the flip side, if you’re in the construction or investment business, now’s a golden chance. With affordability high and loan burdens low, people are ready to buy. Smart branding, timely possession, and strategic location can make all the difference.
CREDAI also mentioned that unsold inventory has risen slightly, but that’s not always a red flag. It just means buyers are getting choosy. And rightfully so!
The Emotional Side of Home Buying
Buying a house isn’t just about numbers. It’s about finding your own space in a city that still respects your peace, your budget, and your lifestyle. Pune, in my eyes, is still that city. But it may not stay this way for long.
Final Thoughts
This report didn’t just throw data at us. It reminded me why I still believe in Pune as a real estate destination. Whether you’re a buyer, builder, or just a curious Punekar, now is the time to take this seriously.
Pune isn’t just affordable. It’s still humane.
Let me know your thoughts — whether you’re planning to buy, build, or just wait.
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